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Which Insurance Plans Have Out-of-Network Benefits for Therapy?

Here’s a detailed breakdown of which types of insurance plans provide insured individuals out-of-network benefits, including how common each type is, their typical premiums and deductibles, and what you can do to attract clients with coverage.

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Which Insurance Plans Have Out-of-Network Benefits for Therapy?

Here’s a detailed breakdown of which types of insurance plans provide insured individuals out-of-network benefits, including how common each type is, their typical premiums and deductibles, and what you can do to attract clients with coverage.

Is it Ethical to be an Out-of-Network Therapist?

Running an out-of-network practice can increase revenue, give you more professional freedom, and even help to prevent burnout. But is it ethical?

Common Myths Therapists Believe About Out-of-Network Billing

Here are the biggest myths that hold therapists back from going out-of-network and some steps you can take to build a successful cash pay practice.

The Pros and Cons of Being an Out-of-Network Therapist

Carefully weigh the pros and cons before deciding whether an out-of-network therapy practice is right for you.

How to Grow a Private Pay Therapy Practice

February 24, 2026

Here are some strategies for expanding your practice and increasing revenue.

Meet Jessica: Thrizer's New Chief of Staff

How Jessica's own journey with mental health and years building operational infrastructure led her to Thrizer's mission and to the work of making care more accessible through better systems.

What Therapists Are Saying About the Thrizer Widget

February 11, 2026

Hear what therapists are saying about the Thrizer Widget, our new out-of-network benefits checker that you can embed right on your website–for free.

Meet Michael: Thrizer's New Head of Operations

February 16, 2026

A personal story about listening, opportunity, and why reducing friction in health care matters.

The Best HIPAA-Compliant Credit Card Processors for Therapists

February 4, 2026

We’ve rounded up the best HIPAA-compliant credit card processors across four categories so you can choose the best fit for your practice.

How to Start a Private Pay Therapy Practice

January 19, 2026

Here are the basics of starting your own therapy practice, with an emphasis on what to do if your practice is private pay only.

What I Wish Every Therapist Knew About Out-of-Network Benefits

Sabrina Cruz, LCSW

January 13, 2026

Sabrina Cruz, LCSW shares how to build an out-of-network practice and still be an accessible therapist.

Meet BoRyan: Thrizer's Newest Senior Engineer

BoRyan Eberhard

BoRyan is an engineer at heart, builder by nature, and deeply committed to making therapy accessible, grounded in lived experience of loss, recovery, and transformation.

How Thrizer was Born

Hear from Thrizer's Co-Founder, Raunak, on how his battle with addiction and disordered eating shaped his passion for building Thrizer

How to Appeal Insurance Denials for Mental Health Successfully

December 10, 2025

Learn how to appeal insurance denial effectively and understand your rights to get the coverage you deserve with this comprehensive guide.

Clients & Clinicians

Is It Cheaper to Have Mental Health Insurance or Pay Cash?

October 30, 2025

Discover is it cheaper to have mental health insurance or pay cash for therapy, plus how Thrizer helps you save time, money, and stress with automatic claims.

7 Ethical Ways to Terminate Therapy (Without Abandoning Clients)

September 23, 2025

Learn how to approach therapy termination ethically. Discover 7 practical strategies for ending counseling with compassion, clarity, and continuity of care.

Can you charge different rates for private pay vs insurance? A comprehensive guide for psychotherapists.

August 26, 2025

Many therapists ask, can you charge different rates for private pay vs insurance? Here we break down the dos and don’ts so you can stay ethical and compliant.

3 Website Strategies on How to Get More Therapy Clients This Year

August 18, 2025

Struggling to fill your caseload? Learn how to get more therapy clients with 3 proven website strategies that help you stand out, connect, and convert.

How to Get Private Pay Clients for Therapy: A Practical Guide to Full-Fee, Fulfilling Work

August 12, 2025

Learn how to get private pay clients for therapy with proven strategies for niching, marketing, referrals, and retention. Plus see how Thrizer can help.

How Healthy is your Practice? Find Out with This New Tool

Barrett Merrill

Evaluate your private practice with this business health assessment. Identify strengths, fix inefficiencies, and grow with confidence using these key pillars.

Kevin Lanik Is Transforming How the World Pays for Therapy. Here’s Why.

Hear why Kevin Lanik, Head of Product at Thrizer, eagerly joined the team, and what he’s doing to take Thrizer to the next level. Meet him and learn more.

Tips for Designing Your Therapy Website for Connection, Trust, and Bookings

Therapist website design tips that can lead to new right-fit clients. Get the website insights you need from expert Rebecca Eisner, website designer for therapists.

Clients & Clinicians

Understanding Superbills for Therapy: A Complete Guide

Learn what a therapy superbill is, how to submit one, and how Thrizer helps clients and therapists get reimbursed faster without the stress.

Passive Income for Therapists: How to Turn Your Expertise Into an Online Course

Learn how to create passive income for therapists with online courses. Use your clinical expertise to flourish your practice and expand your impact.

Clients & Clinicians

How Does Out of Network Insurance Work for Therapy?

Wondering how does out of network insurance work? This blog tells all from what is it, how reimbursement works, and expert tips for making the most of it.

Clients & Clinicians

Best Billing Software for Therapists: A Guide for Out-of-Network Practices

Compare the best billing software for therapists who bill out of network. Save time, get paid faster, and simplify the reimbursement process.

Leading With Purpose: How Malik Rashid is Shaping Thrizer’s Operations

Discover how Malik Rashid, Operations Lead at Thrizer, is transforming mental health billing through scalable systems, provider support, and client transparency.

Can Therapists Write Off Denied Insurance Claims?

Can therapists write off denied insurance claims as a loss? Learn what’s deductible, tax implications, and best practices for handling claim denials.

Clients & Clinicians

Why Are So Many Therapists Out of Network in 2025?

February 26, 2025

Discover the surprising reasons and what it means for both therapists and those who need their services.

The 7 Roles You Need to Fill to Grow Your Therapy Practice in 2025

James Childress CPA

November 11, 2024

You want to grow your therapy practice. But where should you start?

Clients & Clinicians

Is Sex Therapy Covered by Insurance?

October 29, 2024

Many people want to feel better about sex and intimacy. But is sex therapy covered by insurance?

15 Ways to Get More Therapy Clients From Your Website

October 28, 2024

Learn why your website is your best tool for attracting clients - and how to do it justice.

How to Market to Gen Z: A Guide for Psychotherapists

Addie Wieland, LCSW

August 27, 2024

This is your ultimate guide on how to market to Gen Z in your therapy practice. Straight from Addie Wieland, a Gen Z therapist who’s mastered the art.

Clients & Clinicians

Is Neurofeedback Covered By Insurance? Things to Know in 2024

August 27, 2024

Is neurofeedback covered by insurance? The answer varies by state, CPT code, regulations, and a host of other factors. Get the basic facts now by clicking here.

How to Make $200k as a Therapist in Private Practice

Tiffany McLain, LMFT

August 23, 2024

Ever wonder how to make $200k as a therapist without sacrificing integrity or fulfillment? This is the ultimate guide from Tiffany McLain, founder of Lean In. Make Bank.

How Thrizer is Helping Me Grow My Group Practice

Jack Irmas, LCSW

August 14, 2024

Read Jack Irmas story about growing a group practice. See the hurdles he had to cover and how Thrizer helped when expanding his therapy practice.

Everything You Should Know About Professional Liability Insurance for Therapists

Read this blog to see what’s the best professional liability insurance for therapists. Also called malpractice insurance, you need this to protect you from lawsuits.

Reflecting On One Year With Thrizer (and What’s to Come)

See why Brandon Grill loves being the SEO Strategist for Thrizer. Peek behind the scenes to see what goes into our marketing and what’s next for our content team.

Five Things I Unnecessarily Worried About Before Using Thrizer

Samantha Speed, LCMHC

Samantha Speed shared the five things she worried about before starting with Thrizer. She realized soon that her worries were unnecessary and that Thrizer had her back.

Is Insurance Burning You Out? Finding Freedom and Fulfillment in Private Practice

Audrey Schoen, LMFT

Is accepting insurance as a therapist burning you out? It was for Audrey. Click to see why she got off insurance and her other insightful tips for therapists.

A Beginner’s Guide to AI Therapy Notes and Insights

Alena Miklasova

Are you curious about AI therapy notes? Here’s everything you need to know to help you decide if and how to start using AI to help with documentation.

How to Support LGBTQ Clients in Therapy: Advice from Five LGBTQ+ Therapists

Learn effective strategies for supporting LGBTQ clients in therapy. Learn practical steps to create a safe and affirming environment for LGBTQ clients and to help them overcome struggles.

How I Shifted My Money Mindset and Created a Burnout-Proof Practice

Christine Highfill, LCPC

See how Christine consciously shifted her money mindset and created a practice that’s free from burnout. Learn what it takes and walk away with practical exercises.

A Complete Guide to Prior Authorization for Mental Health

Getting prior authorization for therapy can help you save time and money while avoiding future stress. Learn how to get prior authorization and access therapy today.

How to Get Paneled with Insurance as a Therapist: Step-by-Step Guide for 2024

Discover the step-by-step guide to insurance paneling for therapists in 2024. Learn how to get paneled, choose the right panels, and maintain your status.

Clients & Clinicians

Is Ketamine Therapy Covered by Insurance? 3 Experts Explain.

Is Ketamine Therapy Covered By Insurance? Listen as 3 experts, including a Harvard Psychiatrist, explain the insurance landscape to help you get ketamine therapy.

How to Email a Therapist for the First Time (with Templates)

Want to start therapy but don’t know how to email a therapist for the first time? We’ve made it simple for you in this guide, including three free templates.

Why I Switched to Private Pay: One Therapist's Experience

Benu Lahiry, LMFT

See how and why Benu Lahiry, LMFT switched to Private Pay and Out-of-Network Therapy.

How My Mental Health Journey Led Me To Thrizer

Hear from Thrizer Co-Founder, Sanjana: "Therapy has been invaluable to my own journey, it's why I am so passionate about Thrizer's mission"

Clients & Clinicians

Does FMLA Cover Mental Health? A Complete Guide for Therapists and Their Clients

Find out what you need to know to get your FMLA leave and have peace of mind.

Clients & Clinicians

Mental Healthcare Explained: Copays vs Coinsurance vs Deductibles

Get the insights you need to understand copays, coinsurance, and deductibles. Knowing the differences can save you a lot of time and money.

Clients & Clinicians

Here’s How Much Untreated Mental Illness Costs the US

February 23, 2024

Understanding the cost of mental illness in US: A deep dive into its societal and economic impacts, with actionable solutions.

How to Choose the Right Out-of-Network Billing: Thrizer, Reimbursify, Mentaya or Advekit?

February 22, 2024

Navigating the maze of out-of-network benefits can be challenging for clients and therapists. Let us help break it down and evaluate the services with a robust framework.

Are Psychological Evaluations Covered by Insurance?

February 9, 2024

See what you need to know to get a psychological evaluation covered by insurance. Plus, learn what to do in case it's not fully covered.

Clients & Clinicians

Understanding the High Cost of Therapy in the US

January 26, 2024

Get to the heart of why therapy in the US is costly. See 5 expert's perspectives on insurance, specialization, location, and factors influencing therapist rates.

Clients & Clinicians

Is TMS Therapy Covered by Insurance?

January 12, 2024

Find out if TMS therapy is covered by insurance in our detailed guide. Explore insurance policies, costs, and coverage options for effective mental health treatment.

Clients & Clinicians

Is EMDR Therapy Covered By Insurance? A Comprehensive Look for Therapy Seekers

December 29, 2023

Discover the answer to the question, "Is EMDR Therapy Covered by Insurance?" Find alternative payment options for effective mental health treatment. Get the answers you need to afford EMDR therapy.

The Best Insurance Panels for Therapists in 2024

December 15, 2023

Explore the best insurance panels for therapists in 2024, with key factors to consider, top panel recommendations, and a guide to application success.

Navigating Insurance Reimbursement for Therapy: A Simple Guide

December 8, 2023

Discover how to navigate insurance reimbursement for therapy with our easy guide. Learn tips for claims, coverage, and overcoming common challenges.

Clients & Clinicians

What is An Allowed Amount? Understaning Insurance Terms

November 24, 2023

Master your therapy finances by understanding the insurance allowed amount for mental health services. Avoid extra costs and billing surprises.

Financing 6 Months of Weekly Therapy: Practical Steps and Creative Ideas

November 10, 2023

Uncover practical solutions if you think 'I don't have money for therapy.' From sliding scales to creative strategies, find affordable therapy options.

Overcoming Guilt for Being An Out-Of-Network Therapist

October 27, 2023

Explore expert insights on navigating OON therapy guilt. Discover strategies and perspectives to balance ethics with private practice needs. Thrive with Thrizer.

Transitioning to Private Pay: A Guide for Therapists

October 13, 2023

Explore the benefits and steps of transitioning from insurance to private pay as a therapist. Dive into our guide to confidently make the switch!

What Are Out-of-Network Benefits? And How Do You Use Them?

September 20, 2023

If you want to save money while working with an out-of-network therapist, read this. We’ll show you everything you need to know about using your OON benefits.

5 Benefits of Paying Out of Pocket for Therapy

September 6, 2023

Discover the advantages of paying out of pocket for therapy. Explore the top 5 benefits that come with paying out of pocket, from privacy to therapy choice.

How Thrizer Pay Makes Therapy Accessible for Everyone

August 30, 2023

Therapy saved my life and continues to save lives every day. Thrizer Pay makes it accessible to everyone. Read about how this feature will change the world of therapy.

Clients & Clinicians

Experts Weigh In On Mental Health Parity

August 23, 2023

How will the Biden Administration’s proposed rule around mental health parity affect you? Whether you’re a client or a clinician, you’ll want to see what 2 experts think.

Clients & Clinicians

Why Many Therapists Don't Take Insurance

August 16, 2023

Are you having trouble finding a therapist who accepts your insurance? Let's uncover the surprising reasons why therapists reject insurance and opt for cash-pay only.

7 Reasons Therapy Billing Services Are Magic

Simplify your practice with Thrizer's therapy billing services. Save 5+ hours weekly and thousands of dollars annually. Your billing solution awaits.

What is a Superbill in Mental Health?

Want to get reimbursed for out-of-network therapy? Then you’ll need to know what a superbill is and how to use it. Click now to learn the essentials.

Is Therapy Covered by Insurance? Everything You Need to Know

Wondering if your insurance covers therapy? Click now to read about different insurance plans and to see if your insurance covers therapy.